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By Sunday we will have had over 45 showings and two offers. If I’d had any idea, I’d have left town for the weekend. By Saturday afternoon we get word that a second offer is coming. So the old place is passing in to good and appreciative hands. But for all the showings and excitement that weekend, we only had two offers and only one of those was over asking price. My guess is had we listed 10k higher, an option we considered, it would have been too high for the first people and the second, who really wanted the house, would have simply made a full price offer. The two mistakes were: So, more generally, my mistake was in thinking potential buyers think like me. Very few people think like me about much of anything.

The first offer comes in Saturday morning and it is for 330k. We are 10k apart and after the negotiation dances will likely land at what I guess to be the buyer’s real price of 335k. It surprises me, but turns out this crusty old financial geek likes knowing that. Having that first offer on the table is what, I thought, motivated these folks to up their game. Instead their motivation was that their own house had sold in a single weekend for over the asking price, ours was packed with other potential buyers when they saw it and they figured it would go quickly. The thing I failed to appreciate was just how fast the market was falling, and how important it was to get ahead of (or under, if you prefer) it.

There is also the White Beach that, as its name suggests, is a stretch of white sand beach just minutes southeast of the seaport. The clear, deep, blue waters (even during low tides) are excellent for swimming and diving.

The Bomba Beach, located in barangay Bomba some 2 kilometers away from the city, is also a good area for swimming and fishing, with a bomba bridge and natural coral reefs.

Please pay special attention to application deadlines.At this level I’m pretty sure we are and, I’m hoping, if by too much we’ll attract multiple bids. The woods and wetlands are behind and the pond is the view from the front. More important is the analysis of what I should have done differently when we first listed it two years ago.Once again we spit-shine the joint and on Thursday February 14th, Valentine’s Day, it goes on the market. Sunday morning I open an email sent from Ann late the night before. Community with privacy, except for the wildlife that comes to visit. Our buyers could have gotten sick, or busy or any number of things and missed ever seeing the place. I made two mistakes and failed to appreciate something critical.Lots of folks make money when a house changes hands. In late March we listed it at 4,900, knowing that was an aggressively high price. At the peak, houses like ours were selling at 550k . Evidently the way this works is that active bidders who have been outbid are contacted.My thinking was this would give us room to come down substantially in the negotiations, the idea being that buyers like to feel they got a great deal. Now, I’m rational enough to know that was then and this was now and then matters now not even a tiny bit. Each conversation now begins with her litany of what is wrong with the house and why this is not her fault. Returning to New Hampshire it is now the Fall of 2012 and we are burned out on this house selling business. We’re now down a cool 80 grand from where we started. They are told there is a higher bid and they are asked to put forth their “final and best” offer.

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